Specialized Residential Appraisal Services

Niche & Complex Property Valuations

Expertise for Assignments That Defy Standard Cookie-Cutter Formulas

Not every property fits neatly into a standard single-family subdivision model. Multi-unit small income properties, historic acreage, non-conforming architecture, corporate employee relocations, and FHA-insured loans require appraisers with specialized analytical training.

The Silverman Group brings over 40 years of specialized appraisal proficiency across Pennsylvania, New Jersey, and Florida. We are equipped with the analytical frameworks and electronic delivery infrastructure required by institutional lenders, appraisal management companies (AMCs), and government agencies.

Whether you need a multi-family income analysis, an ERC relocation report, or an independent forensic review of another appraiser’s work, our team delivers reports that pass strict underwriting audits on the first submission.

The Silverman Group provides neutral, highly authoritative valuation reports that family law attorneys and court masters trust. With over 40 years of courtroom and field experience, we ensure all reports are mathematically defensible and completely unbiased.

Comprehensive Product Suite

Specialized Appraisal Products & Formats

Fully compliant with Fannie Mae, Freddie Mac, HUD, and ERC reporting standards.

Small Residential Income (2-4 Units)

Completed on Form 1025. Evaluates duplexes, triplexes, and fourplexes incorporating market rent surveys, operating income statements (Form 216), and gross rent multipliers.

FHA Appraisals & Condominiums

FHA-roster appraisals evaluating safety, health, and structural durability. Form 1073 condominium reports examining HOA budgets, reserves, and common area maintenance.

Field & Desk Reviews (Form 2000/2006)

Independent quality audit reports verifying the completeness, accuracy, and logic of appraisals submitted to lenders and secondary mortgage market investors.

Professional Standard

Our 4-Step Divorce Valuation Process

Conducted with discretion, clear communication, and strict adherence to valuation standards.

Step 1

Scope & Regulation Review

We establish whether the assignment requires FHA, Fannie Mae, Freddie Mac, or ERC criteria, setting exact compliance parameters.

Step 2

Detailed Physical Verification

On-site inspection documenting mechanical systems, unit configurations, common areas, safety standards, and physical condition.

Step 3

Income & Sales Synthesis

Reconciliation of the Sales Comparison Approach with the Income Approach and cost metrics for comprehensive defensibility.

Step 4

Seamless Electronic Delivery

Delivery in XML, PDF, or ENV formats via Calyx Point, direct lender portals, or secure email with full compliance certificates.

Enterprise Integration

Technology Integration

The Silverman Group is a  Preferred Point Partner, enabling seamless, one-click appraisal ordering and automated status tracking for mortgage brokers and lenders. We also maintain relationships with verified certified appraisers across all 50 states, allowing us to manage and coordinate multi-state valuation portfolios.

Calyx Point Integration

Seamless electronic ordering for lending institutions.

Title & Settlement Services

Affiliated with  LLC for complete closing coordination.

View Complete Fee Schedule

Review our transparent fee schedule for single-family URAR, condominiums, 2-4 family properties, field reviews, and operating income statements.

F. A. Q's

Frequently Asked Questions

Answers to questions commonly asked by clients and attorneys preparing for equitable distribution.

We appraise 2-4 unit small income residential properties using Fannie Mae Form 1025 / Freddie Mac Form 72. Our multi-family reports incorporate both the Sales Comparison Approach and the Income Capitalization Approach, providing an Operating Income Statement (Form 216) and a Comparable Rent Schedule (Form 1007) to evaluate net operating income and gross rent multipliers.

Yes. Our certified appraisers are active on the HUD/FHA Appraiser Roster. We conduct comprehensive FHA inspections ensuring the property meets HUD’s minimum property standards regarding safety, security, and structural soundness.

An Employee Relocation Council (ERC) appraisal is conducted for corporate transferees. Unlike market value appraisals that assume normal marketing times, an ERC appraisal forecasts an anticipated sales price within a specific corporate marketing window (typically 90 to 120 days), accounting for competing inventory and market absorption trends.

Yes. We perform Form 2000 Field Reviews and Form 2006 Desk Reviews for lenders, institutional investors, and AMCs to independently audit appraisal quality, verify comparable selection, and evaluate the credibility of existing reports.

Get Solutions

Schedule a Confidential Divorce Appraisal Consultation

Contact our lead certified appraiser today. We work directly with homeowners, attorneys, and mediators.